62 Who Knew – Home Equity: The Overlooked Retirement Resource

For many homeowners, the equity in their home is their largest — and often most underutilized — asset. In a recent episode of the 62 Who Knew podcast, Cornerstone co-founders Daniel Anderson and Craig Corn sat down with host Michael Banner to share how CHEIFS, Cornerstone’s signature solution, is changing the way people think about — and use — that equity.

CHEIFS offers a way to access a portion of your home’s value without selling, borrowing, or taking on debt. Instead of tying up that wealth, this fractional approach allows it to work for you — helping to create steady retirement income, pair seamlessly with annuities, or even fund long-term care needs. And importantly, it does so while allowing you to keep the home you love.

“Too often, people see their home equity as something they can only use if they give up the home,” Anderson explains. “CHEIFS lets you tap into that value while keeping your independence — and your address.”

The conversation dives into how this non-debt structure can give retirees and financial advisors a powerful new planning tool, one that fits into a broader strategy for security, flexibility, and peace of mind in retirement.

Whether you’re planning your own next chapter or helping clients prepare for theirs, this episode offers an eye-opening look at what’s possible when you think differently about home equity.