Dan Anderson Featured in Kiplinger on Rethinking Home Equity

In “This Is How You Can Turn Your Home Equity Into a Retirement Buffer,” Dan highlights a growing reality for many households: a significant portion of net worth tied up in a primary residence, combined with limited liquidity and increasing retirement uncertainty.

While rising home values have created meaningful paper wealth, they’ve also increased concentration risk. In some cases, homeowners hold more than half of their net worth in their home—an asset that is difficult to access when funding taxes, income strategies, or long-term care.

Dan outlines a shift underway among advisors, who are beginning to treat home equity as a planning resource, not a last resort. By modeling scenarios that compare leaving equity untouched versus reallocating a modest portion, advisors can help clients improve liquidity, diversification, and flexibility without forcing a sale or adding monthly obligations.

The takeaway: when too much wealth sits in one place, even small planning adjustments can strengthen retirement resilience and keep more assets working over time.

📖 Read the full article in Kiplinger’s Adviser Intel series here.