62 Who Knew – Using Home Equity to Fund Smarter Roth Conversions

In a recent episode of the 62 Who Knew podcast, the discussion focused on how that overlooked asset can play a meaningful role in funding Roth conversions and improving long-term retirement outcomes.

The episode explores how advisors are beginning to view home equity as a strategic planning resource, particularly for clients who are asset-rich but liquidity-constrained. Rather than selling investments or taking on new monthly obligations, the conversation highlights how CHEIFS® can be used to create liquidity from home equity without traditional debt.

Listeners will hear how this approach can support Roth conversions in a rising-tax environment, helping reduce future tax exposure while preserving portfolio structure and cash flow. The episode also touches on why this strategy has gained momentum now, as it can be clearly evaluated and compared using InsMark’s Wealthy and Wise+™ planning platform.

By modeling different funding paths side by side, advisors and clients can better understand how decisions made today may impact taxes, liquidity, and retirement flexibility over time.

Whether you’re preparing for retirement yourself or advising clients who want to make more informed tax and planning decisions, this episode offers a thoughtful look at how home equity can support smarter, more flexible retirement strategies.

Watch here: