62 Who Knew – Retirement Income, Long-Term Care, and the Home Equity Lever

For many households approaching or in retirement, two of the biggest planning questions, how to generate reliable income and how to prepare for long-term care, are often solved without considering one of the largest assets on the balance sheet: home equity.

In a recent episode of the 62 Who Knew podcast, retirement educator Tom Hegna and Cornerstone Financing co-founder Dan Anderson explored how those needs connect, and where home equity can fit into the conversation.

Hegna walks through his “paychecks and playchecks” framework for structuring retirement income, while Anderson explains how a home equity investment structure such as CHEIFS® can convert a portion of home equity into flexible liquidity, without creating new debt or monthly payments. Together, the discussion frames home equity not as a last resort, but as a planning resource advisors can evaluate alongside income and care strategies.

The episode also touches on how a home equity investment differs structurally from a loan or a reverse mortgage, and why ease of execution is becoming a more central question for advisors and the households they serve.

Whether you advise clients on retirement income, long-term care, and tax strategies, or you’re rethinking how housing wealth fits into a financial plan, this conversation offers a thoughtful look at home equity as a planning asset.

Watch here: 62 Who Knew on YouTube