Modeling Non-Debt Home Equity: CHEIFS® in Wealthy and Wise® Advanced
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Yesterday’s Episode #3 unveiled CHEIFS® inside Wealthy and Wise® Advanced—giving advisors a simple way to model “status quo” vs. CHEIFS-funded plans.
The session showed how advisors can compare a client’s current plan (“status quo”) with a CHEIFS-funded alternative—demonstrating how a portion of home equity can be converted to support life insurance, long-term care, annuities, and estate objectives without loans, interest, or monthly payments.
Inside Wealthy and Wise® Advanced, CHEIFS® appears as a funding option alongside traditional approaches, allowing advisors to:
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Run side-by-side scenarios and quantify differences in net worth, liquidity, and legacy over time.
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Customize plans by client age, goals, and risk profile.
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Align recommendations with best-interest and due-care standards.
With more than $35 trillion in dormant U.S. home equity and hundreds of billions in new protection premiums each year, the ability to model non-debt equity strategies within a comparative planning tool represents a meaningful step forward for client-centered planning.
Missed the webinar? Request the slide deck and replay here: [email protected]
CHEIFS helps homeowners convert dormant home equity into funding for protection and planning needs—supporting retirement income, life insurance, long-term care, and estate strategies while maintaining homeownership and flexibility.
